Why You’re Overpaying and How to Stop
If you’ve ever worked inside a fintech company or even tried building a small finance project on the side you already know one uncomfortable truth: great AI tools are expensive. Really expensive. And for most founders, analysts, and CTOs, it often feels like you need a Fortune-500 budget just to keep up with the industry.
But here’s the good news: you don’t.
Over the last few years, the fintech world has quietly shifted. For almost every premium AI tool with a premium price tag, a smarter, cheaper, or even completely free alternative has emerged. And many of these open-source or low-cost options now deliver 80–90% of the functionality without forcing you into six-figure contracts.
